Privacy Statement of Watermark Risk Management International, LLC

Watermark Risk Management International, LLC (WRMI) does not collect personal information about visitors to our web site unless you choose to provide that information to us. WRMI does not sell exchange or release your personal information to parties outside WRMI without your consent. Once we obtain your consent, we consider it valid until revoked by you.

If you visit our web site, we automatically gather and store the following information about your visit so that we can track the use of our web site in order to make improvements. This information is stored and used in the aggregate only, and is not used to contact you personally:

• The IP address from which you access our web site
• The name of the domain from which you access the Internet (for example, cox.net, if you are connecting from a Cox Cable account)
• The type of browser and operating system used to access our web site
• The date and time you access our site
• The pages, files, documents and links that you visit
• The Internet address of the web site from which you linked to this web site

In addition to information collected automatically, we may also collect cookies, which are small pieces of information sent to your browser by a web site that you visit. Cookies are used to track usage patterns, traffic trends and customer behavior, as well as to record other information from the web site. When you register on the web site, cookies also allow us to save information so that you will not have to re-enter it the next time you visit. Many content adjustments and customer service improvements are made based on the data derived from cookies. Information that we collect from cookies will not be used to create profiles of users and only will be used in aggregate form. You may set your browser to refuse cookies from any web site that you visit.

WRMI's web site will only collect personal information which you knowingly and voluntarily provide by, for example, sending emails. If you provide us with personal information, we will normally respond to your inquiry. We may also contact you to provide information about our Services. We will never share your name or information outside WRMI unless you affirmatively authorize us to do so by opting-in.